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This paper is situated in the issue of signalling for potential shortfall in ret
This paper is situated in the issue of signalling for potential shortfall in retirement. Here, shortfall means retirees might spend their savings too quickly, not leaving enough pension to live a prosperous life. Shortfall is considered for the individual case/citizen, not for the population as a whole. Make a technical analysis in response of the following question: what kind of elements influence possible shortfalls in
retirement income and how should an early warning system (as a
calculated solution) be set up? Define your vision on a possible early warning system for shortfall possibilities. Align the warning system to the EIOPA PBS (The European Insurance and Occupational Pensions Authority, Pension Benefit Statement). Include a numerical component in the proposal: How to build such a warning system? What should be calculated? How can this be calculated?
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